Independent visa-handling service. Vietnam Visa by BDA is not affiliated with the Vietnamese government.

Home Blog Living and Working in Vietnam

Living and Working in Vietnam

TL;DR

  • Working legally means a work permit first, then a work visa, then usually a residence card. The permit is filed by your employer, not by you.
  • An eVisa does not authorize employment. It is a visitor document, and no amount of remote work or trial weeks changes that.
  • Vietnam has no digital nomad visa. People do live here on tourist visas and repeat entries, and that is a grey area with real consequences.
  • Rent is the only genuinely expensive thing. Food, transport, data and coffee cost a fraction of what they do at home.
  • Your wallet apps will not work until you have a Vietnamese bank account, because the law requires the link.
  • We handle the eVisa, including multiple entry, for the exploratory phase. Work permits and residence cards are not ours to sell.
Table of Contents

Working in Vietnam is legal, common and well worn, and it is also far more procedural than almost anyone expects before they arrive. Plenty of foreigners hold jobs here, from engineers in the northern industrial provinces to English teachers in Da Nang to founders in Ho Chi Minh City, and every one of them cleared a permit process before they cleared an immigration counter. This guide covers that process honestly, along with what the country costs, how banking works, what happens when you get sick, and the parts of daily life nobody warns you about. Some of it is ours to help with. Most of it is not, and we will say which.

The Legal Order of Operations: Permit, Then Visa, Then Card

Start here, because this is the thing that ruins plans. To work in Vietnam you need a work permit, the giay phep lao dong, unless you fall inside a statutory exemption. Then a visa in the right class, then a residence card if you are staying. Permit, visa, card, in that order.

Decree 219/2025/ND-CP took effect on August 7, 2025 and repealed the two decrees that governed foreign employment before it, so anything citing Decree 152/2020 or Decree 70/2023 is out of date. A permit runs two years at most, can be extended only once for up to two more, and the provincial authority has ten working days to decide (Decree 219/2025/ND-CP). The application belongs to your employer, which is the fact everything else hangs off: no sponsoring company, no permit, no lawful job.

The categories are narrow by design. Permits go to managers, executive directors, experts and technical workers, and an expert means a university degree plus at least two years of relevant experience, or one year in priority sectors like finance and technology. Fifteen categories are exempt altogether, including capital contributors of at least three billion dong, intra-corporate transferees, and people working under ninety days a year, though most still need a written confirmation.

Only then does the visa follow. Since the 2019 amendment the work classes are split: LĐ1 for foreigners holding a confirmation of exemption, LĐ2 for those who need a permit. A residence card in either class runs two years at most, and always at least thirty days shorter than the time left on your passport (Law 51/2019/QH14).

RouteWhat It Needs FirstHow Long It Runs
Employment with a permitEmployer-filed permit, health and criminal record certificates2 years, extendable once by 2 more; LĐ2 visa and card follow
Employment under an exemptionWritten confirmation in one of 15 categoriesUp to 2 years; LĐ1 visa and card follow
Short assignmentsAn exemption categoryUnder 90 days per calendar year, no permit
Visiting and scoutingAn eVisa or a visa exemptionUp to 90 days, no right to work

⚠️ An eVisa does not authorize employment, and this is not a technicality. It is a visitor document. It does not become a work permit because your employer is patient, tourist and eVisa holders cannot hold a residence card at all, and starting a job on one puts your immigration record at risk rather than your employer's. Our guide to the Vietnam business and work visa explains where short-term business ends and employment begins.

The Job Market: Where Foreigners Actually Get Hired

The permit categories define the job market, because they define what is lawful. Vietnam grants permits to managers, executive directors, experts and technical workers, which means there is no legal route into unskilled work no matter how many search results promise one. Employers hire foreigners for capability the domestic labor market has not built out yet, and into roles they will defend on paper.

That clusters in a few places. Manufacturing and engineering absorb a large share, particularly electronics and supply chain roles in the industrial provinces around Hanoi and Ho Chi Minh City, many of them intra-corporate transfers rather than open hires. Software and IT hire into outsourcing shops and product companies, multinationals bring in finance, legal and marketing people, hospitality takes chefs and general managers, and teaching English is the biggest category by headcount. Founders and investors run on a different track, on capital contribution rather than employment.

One honest gap: no Vietnamese institution publishes a salary benchmark for foreign workers, so treat any headline expat salary figure as marketing until you see a contract.

The Digital Nomad Question: Vietnam Has No Such Visa

Vietnam does not issue a digital nomad or remote worker visa. The classes set out in the immigration law cover diplomacy, investment, work, study, family, business visits and tourism, and none describes a person living here while employed by a company somewhere else.

What happens instead is well known. People come on a tourist visa or an exemption, work remotely for a foreign employer, and leave and re-enter when the clock runs down. That is a grey area, not a settled permission. Your permitted stay is exactly what your visa says, and entry is a decision an officer makes each time, so repeated short entries on visitor documents attract attention at the counter.

The other edge is overstaying, which got sharper at the end of 2025. Decree 282/2025 took effect on December 15 that year and doubled the maximum penalty. Under sixteen days draws 500,000 to 2 million dong; a year or more draws up to 40 million, around 1,520 dollars. Overstaying is also grounds for deportation and a future entry ban, and authorities can stop you leaving until the fine is paid (Viet Nam News).

We are not going to moralize and we are not going to supply workarounds. What we will say is that the durable answer for foreign income is a locally registered entity or a sponsoring employer, arranged through a licensed Vietnamese law office.

Teaching English: The Common Route and Its Sharp Edges

Teaching is how most foreigners in Vietnam got their first legal job. Two rule sets apply and people conflate them: the education rules decide who may teach, the labor rules decide who may be employed, and a school has to satisfy both.

On the education side, a foreign teacher at a language center needs a qualification whose field of training suits the subject assigned, and has to meet one of three routes: a college-level or higher qualification in language teaching; a college-level or higher language qualification plus an appropriate foreign-language-teaching certificate; or any college-level qualification plus a level 5 proficiency certificate and a teaching certificate. There is no statutory experience requirement for language-center teachers, and the floor is a college qualification rather than a bachelor's degree (Vietnam Government Newspaper).

Which brings us to the 120-hour TEFL, TESOL or CELTA that every job ad demands. That number appears nowhere in Vietnamese law, which says only "an appropriate foreign-language-teaching certificate" and puts no hour count on it. The 120-hour standard is employer and course-provider convention, so a school telling you the government requires it is telling you something the government has not said.

On the labor side the school files the same permit dossier as any other employer. Start the criminal record certificate before you fly: a foreign one needs consular legalization and a certified Vietnamese translation, and chasing one from a hotel room in Hanoi is a miserable few weeks.

⚠️ Plenty of schools hire foreign teachers without sponsoring a work permit, and the risk lands on the teacher. It usually arrives as an offer to start now on a tourist visa while the paperwork gets sorted. Working without a permit is an administrative offense in its own right, and the penalty reaches the worker, not only the employer. Ask in writing whether the school will file, who pays, and on what timeline. One that will not answer has answered.

What It Costs to Live Here: Two City Tiers, One Big Caveat

Vietnam is cheap by the standards of any high-income country and less cheap than it was five years ago, so 2019-era budget figures read low. Housing is where the city tiers separate, and not the way folk wisdom claims. Ho Chi Minh City is the most expensive place to rent, Hanoi is meaningfully cheaper for the same apartment, and Da Nang sits near the top of the range rather than the bottom, because it is a smaller market with less supply of the kind of place a foreigner rents.

Monthly Cost (Indicative)Ho Chi Minh CityHanoiDa Nang
One-bedroom, central$460 to $960$345 to $575$385 to $690
One-bedroom, outside the center$155 to $345$230 to $350$270 to $460
Utilities, 85 sq m apartment$57 to $205$57 to $100$46 to $170
Home internet, 60 Mbps or faster$6 to $14$8 to $11$5 to $10

Converted at 26,100 dong to the dollar from crowd-sourced rental data compiled by Numbeo in July and August 2026.

Everything else costs less than the rent. A bowl of pho or a banh mi from a neighborhood shop runs 25,000 to 70,000 dong, about a dollar to $2.70, and a mid-range restaurant is $6 to $23 a head. A short Grab bike ride is 15,000 to 30,000 dong and the same trip by car is roughly double. Health insurance is the line item people underestimate.

⚠️ Treat every accommodation figure here as indicative, not measured. No Vietnamese institution publishes rents or expat living costs, and booking platforms are not a source we will use. These numbers come from a crowd-sourced index with a few dozen contributors per city, which shows the shape of the market but is not enough to plan a lease around. Get real quotes for the ward first. Our guide to what a Vietnam trip costs covers the visitor side.

Banking and Money: Why Daily Life Stays Awkward Until the Account Exists

This is the most useful practical fact in the article, so here it is early. Vietnam runs on QR payments: every stall and cafe has a printed code taped to the counter, and the national payment switch handles roughly 35 million transactions a day, around 15 million of them QR transfers. Locals rarely carry cash. You will, for months, because those rails are closed until you have a Vietnamese bank account.

The reason is regulatory and specific. Circular 40/2024/TT-NHNN expressly allows a foreigner to open an e-wallet on a passport plus an entry visa or visa-exemption document, so identity is not the obstacle. Article 24 is. It requires providers to make you link the wallet to your own Vietnamese dong account or debit card before you can use it, and it forbids them from letting you spend from an unlinked wallet (Circular 40/2024/TT-NHNN). MoMo and ZaloPay are not gatekept by nationality. They are gatekept by the bank account you do not have yet, and a passport alone will not get you around it.

Opening that account is the unlock, and the law is friendlier than the branch. A foreigner can legally hold a Vietnamese payment account on a passport and a valid entry document, but banks stack their own conditions on top and most branches want a work permit, a residence card, or a long permitted stay. That is bank policy rather than law, so a no at one counter is not a no everywhere.

Two things to know while you wait. The dong is the only lawful means of payment inside Vietnam, so businesses that take dollars are charging you their own rate. And Vietnam's cross-border QR links reach Thailand, Cambodia, Laos and China but no Western bank app, so the headlines about tourists paying by QR do not describe you. Our guide to cash, cards and ATMs in Vietnam covers withdrawal limits and fees.

Healthcare: International Hospitals, Insurance, and the Evacuation Question

Vietnam has two parallel health systems as a foreigner experiences them. Public hospitals are inexpensive, competent for routine problems and overwhelmed: wards are crowded, English is limited, families do a lot of the nursing, and the paperwork assumes you read Vietnamese. International hospitals in Ho Chi Minh City, Hanoi and Da Nang run to a standard a Western patient recognizes and cost many times more. Most foreign residents use the second and keep the first as a fallback.

Payment is what catches people out. Vietnamese hospitals expect to be paid, including in an emergency: some will deal with your insurer directly to secure payment, others want money up front before they start treating you. Australian government travel advice says exactly that, and adds that if you become seriously ill or injured you may need to be evacuated to Bangkok or Singapore, and that medical evacuation is very expensive (Australian Government travel advice, Vietnam).

A policy covering treatment in Vietnam but not evacuation has a hole in exactly the place you would need it. Foreign staff on a labor contract of twelve months or more are generally inside the compulsory state insurance system, which is real cover and is public-system cover, which is why almost everyone carries a private policy alongside it. The ambulance number is 115, though in the big cities the faster move is usually a Grab to the nearest international hospital.

Housing: Deposits, Police Registration, and Where Foreigners Land

Renting here is fast and informal. Listings circulate on Facebook groups and Zalo, viewings happen the same day, and a lease is frequently a one-page bilingual document. Expect one to two months as a deposit plus the first month up front, and expect the deposit to be at risk if you leave early, because break clauses favor the landlord and are rarely negotiated by tenants who cannot read the Vietnamese column.

What you rent is usually a serviced apartment, furnished and priced accordingly; an ordinary apartment in a newer tower, cheaper but leaving you to set up utilities; or a whole nha ong, the narrow tube house, which is the cheapest per square meter and comes with stairs, motorbike parking on the ground floor and neighbors who will know your schedule inside a week.

Where foreigners cluster is not a mystery. In Ho Chi Minh City it is Thao Dien and the riverside wards people still call District 2, the central wards around Ben Thanh, and Phu My Hung in the south for families who want international schools. In Hanoi it is Tay Ho, the lake district in the northwest, and in Da Nang the beach strip at My An and My Khe. None are cheap, and the premium buys English-speaking landlords and a shorter learning curve rather than a better apartment.

⚠️ Your landlord has a legal duty to declare you to the local police, and it is not optional. Under the immigration law a foreigner staying overnight declares temporary residence through whoever manages the accommodation, and the paper route runs to the commune or ward police within 12 hours of arrival, or 24 hours in remote areas (Law 23/2023/QH15). That covers a private landlord, not just a hotel. Ask before you sign, because a landlord who avoids the declaration to keep rental income unrecorded hands you a problem that lands on your record rather than theirs.

Everyday Life: Language, Pronouns, and What Long Stayers Find Hard

English gets you further in Vietnam than it did a decade ago and not as far as you expect. In the neighborhoods above you can live a week in English. Two streets outside them, at a hospital reception, a ward police office or a landlord negotiation, you cannot. The happiest people here learned enough Vietnamese to be polite, and the tones take real work. Our essential Vietnamese phrases guide is a starting point.

The single most useful thing to understand is that Vietnamese has no neutral word for "you". Pronouns are kinship terms, and choosing one places you and the other person in a relative age and status position: em for someone younger, anh for an older man, chi for an older woman, co and chu for aunt and uncle ages, ong and ba for grandparent ages. They are used with strangers, colleagues and drivers, not just relatives, which is why a new acquaintance asks your age within minutes. That is not nosiness but someone working out how to address you.

Two habits matter at work. People are addressed by given name with the kinship term attached, so a colleague named Nguyen Ngoc Minh is anh Minh or chi Minh, never Mr Nguyen. And face is real: public criticism does damage a private conversation would not have done, disagreement gets signaled indirectly through hesitation or "maybe difficult", and learning to hear that is the biggest professional adjustment most foreign managers make. Our guide to Vietnamese culture and traditions goes deeper.

What long stayers name as hard is rarely the culture. It is the noise, the winter air quality in Hanoi, the paperwork redone every year or two, the sense of being a permanent guest in a country with no realistic residency path, and the friendship churn as contracts end. On the other side: the food, the ratio of wages to costs, and a level of everyday safety that people from large Western cities find startling. Our guide to whether Vietnam is safe covers that properly.

Getting Connected: SIM Cards, Data, and Home Internet

Connectivity is the easiest and cheapest part of the move. Thirty days of nationwide data from Viettel, MobiFone or VinaPhone costs 135,000 to 150,000 dong, roughly $5.20 to $5.75, for five to seven gigabytes a day. Home broadband at 60 Mbps or better runs 140,000 to 360,000 dong a month, and coverage is better than you would expect outside the cities.

Buying a SIM requires your original physical passport at the counter. Copies and photos are refused, and registration is live: the carrier scans the packaging code, takes a passport image and a selfie on the spot, and collects a consent form and an electronic signature. Airport kiosks at Noi Bai, Tan Son Nhat, Da Nang, Cam Ranh and Phu Quoc handle it, and an eSIM needs an unlocked, eSIM-capable handset.

Two traps. MobiFone's 125,000 and 150,000 dong tiers are zone locked, so a headline allowance collapses to a few gigabytes a day once you leave your home province. And VinaPhone packages auto-renew, so cancel by text if you switch carriers or leave. Telecommunications is also excluded from Vietnam's reduced 8% VAT rate and carries 10% through the end of 2026. Our guide to getting around Vietnam covers the transport side.

Leaving and Coming Back: Where an eVisa Genuinely Fits

Most people who end up living in Vietnam did not arrive with a work permit in hand. They came for a few weeks, went home, came back for longer, looked at apartments, and only then started the paperwork. That exploratory phase is the one slice of this subject we can help with.

The eVisa covers it well. It runs up to 90 days, comes in single or multiple entry, the government fee is $25 for single and $50 for multiple, and applications are processed in three working days (Vietnam National Electronic Visa portal). Multiple entry is the version that matters if you are scouting, because it lets you leave for a wedding or a work trip and come back without reapplying.

Here are the limits, plainly. An eVisa does not authorize employment and it is not a work permit. Extensions and status changes are handled from inside Vietnam by licensed Vietnamese agencies and law offices rather than by us, and so are work permits, residence cards and anything touching permanent residency. Our terms put employment, study and long-term residency out of scope, and we would rather say so here than take an order we cannot fill.

So use the eVisa for what it is good for. Come and look, and if you decide you want the life, hand the immigration work to a licensed local firm and the hiring to an employer with a compliance department. Our guide to Vietnam's visa policy and rule changes tracks what has moved recently, and our Vietnamese embassy and consulate directory lists where to go for the categories that still need a diplomatic mission.

Coming to Look Before You Commit?

A multiple-entry eVisa is the right document for a scouting trip, and the form takes under ten minutes.

Apply for your eVisa →

Not Sure if You Need a Visa?

Some nationalities enter Vietnam without one, and the rules differ by passport and length of stay.

Check eligibility →
Tony Ngo
Founder & Chairman, BDA

Tony has over 15 years of experience in sales, digital marketing, IT services, and IT product development. His area of expertise is in digital marketing and product development. He's worked with a wide range of clients who are looking to implement a new digital strategy and create an online presence that works for their business.